Licensed in California and Illinois since 1981

Workers' compensation and liability, quoted in minutes.

For home health agencies, care providers and small businesses. Get an instant estimate, then a licensed agent finishes the job.

Get a quote Call 847-767-4504

The Bliss Marc instant estimate form for workers' compensation and liability

The instant estimator at blissmarcquotes.com

Carriers and partners we work with

Coverage for agencies, practices and small businesses

Workers' Compensation

Required from your first hire in California and Illinois. We place home care class codes every day and can price most policies instantly.

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Professional Liability (E&O)

Covers claims that your services, advice or care caused a client harm or financial loss. Often required by contracts and licenses.

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General Liability

Bodily injury and property damage claims from everyday operations, plus advertising injury. The foundation of a business insurance program.

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Also for families and travelers

Licensing-ready coverage for home care agencies

California and Illinois both require proof of insurance before they license a home care agency. We build programs that meet those minimums from day one, then help you keep them current at every renewal.

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Minimums for a home care agency license

Per occurrence: $1,000,000; General and professional liability. California and Illinois.
Aggregate: $3,000,000; Total liability limit per policy period. California and Illinois.
Dishonesty bond: $10,000; With third-party coverage for client losses. California.
Workers' compensation: First hire; Required once you have one employee. California and Illinois.

Sources: California Health and Safety Code section 1796.37; 77 Ill. Adm. Code 245.90; Illinois Workers' Compensation Commission.

From estimate to coverage

Most agencies have a number in minutes and coverage in place within days.

Estimate
Enter your state and payroll by class code. The estimator returns an annual premium range on the spot.
Apply
Like the number? Complete the application online in a few minutes, with no obligation to buy.
Get covered
A licensed agent reviews your application, compares carriers and calls you to finalize the policy.

Licensed where our clients are

California

License #0H92044

Illinois

License #100299879

We also work with health care businesses in Arizona, Florida, Nevada, New Jersey, New York and Washington.

Family-owned since 1981

“I have the privilege of dealing with HOPE and Bliss Marc for the insurance needs of my daughter's HHA and now my home care agency, and I only have praises for the company.”

Dr. John Sia, home care agency owner

Our story